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        <title>Lowyat.NET: Latest topics by kenji1903</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 25 Nov 2009 01:28:34 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>Vios J or Waja CPS</title>
            <link>http://forum.lowyat.net/topic/1217038</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;i&amp;#39;m planning to buy a car but since the budget 2010 announcement... my wish to get a Honda City went down the drain...&lt;br /&gt;&lt;br /&gt;national cars are my last choice but seems like i don&amp;#39;t have much of a choice?&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Vios J&lt;/b&gt; &lt;br /&gt;Maximum Output hp(kW)/rpm: 109(80)/6000&lt;br /&gt;Maximum Torque Nm/rpm: 141/4200&lt;br /&gt;Car Price: 73,525.00 &lt;br /&gt;Interest Rate: 2.88%&lt;br /&gt;Loan duration: 5&lt;br /&gt;monthly installment: 1,261.69 &lt;br /&gt;&lt;br /&gt;&lt;u&gt;Pros&lt;/u&gt;&lt;br /&gt;high 2nd value&lt;br /&gt;fuel saver&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Cons&lt;/u&gt;&lt;br /&gt;tin kosong&lt;br /&gt;sampan&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Waja CPS&lt;/b&gt;&lt;br /&gt;Maximum Output hp(kW)/rpm: 125(93)/6500&lt;br /&gt;Maximum Torque Nm/rpm: 150/4500&lt;br /&gt;Car Price: 64,888.00 (should have RM3k discount)&lt;br /&gt;Interest Rate: 3.60%&lt;br /&gt;Loan duration: 5&lt;br /&gt;Monthly installment: 1,148.52 &lt;br /&gt;&lt;br /&gt;&lt;u&gt;Pros&lt;/u&gt;&lt;br /&gt;full spec with Airbags, leather seats, etc&lt;br /&gt;better handling&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Cons&lt;/u&gt;&lt;br /&gt;its a Proton&lt;br /&gt;low 2nd value&lt;br /&gt;&lt;br /&gt;price difference is about RM8k... so worth it or not?</description>
            <author>kenji1903</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Thu, 05 Nov 2009 10:40:23 +0800</pubDate>
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        <item>
            <title>Protong in Arab</title>
            <link>http://forum.lowyat.net/topic/1198745</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;1 MALAYSIA SENTIASA DITIPU.....&lt;br /&gt;Kenapa Proton tak jual harga macam kat Arab Saudi????&lt;br /&gt; &lt;br /&gt;Apa istimewanya orang Arab?&lt;br /&gt; &lt;br /&gt;Kata ”Rakyat didahulukan...”&lt;br /&gt; &lt;br /&gt;Kenapa orang Arab lebih diutamakan?&lt;br /&gt; &lt;br /&gt;Haaaa... Jawapannya ialah…..Pemilik Proton di Malaysia semuanya dah kena tipu... Hahaha&lt;br /&gt; &lt;br /&gt;Harga Persona kat Saudi  = SR 36,100&lt;br /&gt;Harga Gen2 kat Saudi = SR 33,600&lt;br /&gt;Harga Waja kat Saudi = SR  37,950&lt;br /&gt; &lt;br /&gt;1 Saudi Riyal = RM 0.94&lt;br /&gt; &lt;br /&gt;Maknanya harga Persona kat Saudi = RM 33,934 aje&lt;br /&gt;Maknanya harga Proton Gen2 kat Saudi = RM 32,256 aje&lt;br /&gt;Maknanya harga Waja kat Saudi = RM 35,673 aje…&lt;br /&gt;&lt;br /&gt;&lt;img src='http://i242.photobucket.com/albums/ff259/zafedz/kenatipu.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;</description>
            <author>kenji1903</author>
            <category>Kopitiam</category>
            <pubDate>Mon, 19 Oct 2009 11:27:54 +0800</pubDate>
        </item>
        <item>
            <title>Where to buy insoles/lapik kasut</title>
            <link>http://forum.lowyat.net/topic/1120472</link>
            <description>Hi All, i&amp;#39;m looking for some insoles (if that what&amp;#39;s it called) and after looking at Camel and Timberland... they sales people don&amp;#39;t know what i want... &lt;br /&gt;&lt;br /&gt;2-3 years back i remembered buying from Camel but forgot which shop, crap...&lt;br /&gt;&lt;br /&gt;i tried Bata before, sucks... spoil very fast...</description>
            <author>kenji1903</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 05 Aug 2009 21:34:37 +0800</pubDate>
        </item>
        <item>
            <title>Cars below RM120k</title>
            <link>http://forum.lowyat.net/topic/1080058</link>
            <description>&lt;u&gt;Altis 1.8E&lt;/u&gt;&lt;br /&gt;Displacement (cc): 1,794&lt;br /&gt;Maximum Output hp(kW)/rpm: 132(97)/6000&lt;br /&gt;Maximum Torque Nm/rpm: 170(17.34)/4200&lt;br /&gt;&lt;br /&gt;&lt;u&gt;308 turbo&lt;/u&gt;&lt;br /&gt;Displacement (cc): 1,598&lt;br /&gt;Maximum Output hp(kW)/rpm: 140(??)/6000&lt;br /&gt;Maximum Torque Nm/rpm: 240/1400&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Focus 2.0 Sport&lt;/u&gt;&lt;br /&gt;Displacement (cc): 1,999&lt;br /&gt;Maximum Output hp(kW)/rpm: 145(143)/6000&lt;br /&gt;Maximum Torque Nm/rpm: 185/4500&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Civic 1.8&lt;/u&gt;&lt;br /&gt;Displacement (cc): 1,799&lt;br /&gt;Maximum Output hp(kW)/rpm: 140(103)/6300&lt;br /&gt;Maximum Torque Nm/rpm: 174/4300&lt;br /&gt;&lt;br /&gt;any other contenders?</description>
            <author>kenji1903</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Tue, 30 Jun 2009 10:08:12 +0800</pubDate>
        </item>
        <item>
            <title>Vios J or Swift</title>
            <link>http://forum.lowyat.net/topic/1050251</link>
            <description>&lt;u&gt;Vios J&lt;/u&gt;&lt;br /&gt;Displacement (cc):	                1,497&lt;br /&gt;Maximum Output hp(kW)/rpm:	109(80)/6,000&lt;br /&gt;Maximum Torque Nm/rpm:	        141/4,200&lt;br /&gt;Car price:	                                RM73,525.00 &lt;br /&gt;&lt;br /&gt;&lt;u&gt;Swift&lt;/u&gt;&lt;br /&gt;Displacement (cc):	                 1,490&lt;br /&gt;Maximum Output hp(kW)/rpm:     101(74)/6,000&lt;br /&gt;Maximum Torque Nm/rpm:           133/4,000&lt;br /&gt;Car price:                                    RM73,788.00&lt;br /&gt;&lt;br /&gt;Aside from the boot and no boot comments, big or small... i&amp;#39;m interested in FC, performance, handling and maintenance&lt;br /&gt;&lt;br /&gt;anyone bought one recently? what is the interest rates after gahmen increased the hire prucahse interest rates?</description>
            <author>kenji1903</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Tue, 02 Jun 2009 19:07:34 +0800</pubDate>
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        <item>
            <title>finally a brave soul voiced out in today&amp;#39;s TheStar</title>
            <link>http://forum.lowyat.net/topic/1031169</link>
            <description>Literally paying to own a car&lt;br /&gt;Why Not?&lt;br /&gt;By RASLAN SHARIF&lt;br /&gt;&lt;br /&gt;A car that of late became a hot topic in the news pages only costs a buyer in the US half what a Malaysian has to fork out.&lt;br /&gt;&lt;br /&gt;I’M a big fan of Top Gear. Besides the cool cars, you just have to love the wit of Jeremy Clarkson and Co. They are hilarious.&lt;br /&gt;&lt;br /&gt;Top Gear is probably the best TV show on cars, and one of the best TV shows on whatever as far as I’m concerned.&lt;br /&gt;&lt;br /&gt;I have also been buying the magazine since they launched the Malaysian edition some time back.&lt;br /&gt;&lt;br /&gt;At RM10, it’s cheap, far cheaper than the UK edition. And at that price, it is an unbelievable bargain.&lt;br /&gt;&lt;br /&gt;You not only get very informative car reviews and interesting features in the magazine, but there are also columns by Clarkson, Richard Hammond and James May (Clarkson’s partners in crime) as well as other writers on the editorial staff to look forward to.&lt;br /&gt;&lt;br /&gt;From the reviews, columns and features, you learn a lot about the workings of the global auto industry.&lt;br /&gt;&lt;br /&gt;When you start to know how cars are made, marketed and sold in other parts of the world, you begin to understand that there are several things that badly need fixing in the local auto sector, primarily because car buyers here are made to literally pay for it.&lt;br /&gt;&lt;br /&gt;First of all, while Top Gear Malaysia is much cheaper than Top Gear UK, you can’t say the same about car prices here and over there.&lt;br /&gt;&lt;br /&gt;Take, for example, the new BMW X5. Over here, prices start from slightly less than RM490,000. Over there, it starts from slightly more than £40,000.&lt;br /&gt;&lt;br /&gt;How much is £40,000 at current exchange rates? About RM220,000.&lt;br /&gt;&lt;br /&gt;Let’s take a more down to earth car as an example, say, the Toyota Camry, which can be frequently seen on our streets.&lt;br /&gt;&lt;br /&gt;It’s a popular car, especially among those who can afford to pay about RM140,000 for a car.&lt;br /&gt;&lt;br /&gt;In the US, car buyers can get a Camry from about US&amp;#036;19,200. That’s around RM67,700 at today’s rates.&lt;br /&gt;&lt;br /&gt;The most expensive model in the US, the Camry Hybrid, starts at US&amp;#036;26,150, or about RM92,200.&lt;br /&gt;&lt;br /&gt;Why the huge difference between the prices? Why do we need to pay twice the price of what the British and the Americans do for the cars mentioned above?&lt;br /&gt;&lt;br /&gt;Several factors contribute to Malaysia having some of the highest car prices in the world, and among them are the duties and taxes that the Government levies on cars – whether locally manufactured or assembled or imported.&lt;br /&gt;&lt;br /&gt;It is a lucrative source of revenue for the Government, as about 500,000 vehicles are sold every year in Malaysia.&lt;br /&gt;&lt;br /&gt;More importantly for us, the bulk, if not all, of the cost is generally passed on to Malaysian car buyers.&lt;br /&gt;&lt;br /&gt;Now, I understand the need for the Government to generate revenue. After all, there are various public needs that have to be fulfilled.&lt;br /&gt;&lt;br /&gt;There is also the argument that local car manufacturers need protection before they are ready to compete openly, although I think they have been protected long enough.&lt;br /&gt;&lt;br /&gt;But try seeing it from the consumer’s point of view.&lt;br /&gt;&lt;br /&gt;Most car buyers pay a small down payment and get a loan to finance the remaining cost of their purchase.The interest-bearing loan pays for not just the actual cost of the car, but for the taxes and duties as well.&lt;br /&gt;&lt;br /&gt;I know I’ve said this before, but it’s worth mentioning again, especially as there is now talk of doing away with that other bane of car buyers – approved permits (APs) for imported cars.&lt;br /&gt;&lt;br /&gt;International Trade and Industry Deputy Minister Datuk Mukhriz Mahathir said that ending the scheme (oh, what a scheme it is) was among the many options being considered to ensure that “any levy or tax should benefit the Government”.&lt;br /&gt;&lt;br /&gt;He added that “cost savings, if any, should go to the rakyat”.&lt;br /&gt;&lt;br /&gt;Although Mukhriz’s mention of taxes benefiting the Government probably puts paid to any hopes that I might harbour of deep cuts in the duties and taxes levied on cars, I’m all for major changes to the AP scheme (better still, end it) if it means the cost savings from doing so “go to the rakyat”.&lt;br /&gt;&lt;br /&gt;If this had happened earlier, I probably would have had to pay much, much less for the car I own today.&lt;br /&gt;&lt;br /&gt;The holder of the AP used to import my car, bought about two years ago, had very little to do with the making, transporting, marketing and selling of the car.&lt;br /&gt;&lt;br /&gt;And it kind of gets to me pretty badly that part of the loan I took to pay for the car went to the AP holder as payment for what is supposed to pass for “effort”.&lt;br /&gt;&lt;br /&gt;At least the Government uses my money to build roads, schools and hospitals.&lt;br /&gt;&lt;br /&gt;I’m looking forward to Mukhriz’s announcement on the APs, and I have a feeling that it would be one that would put a bit of a smile on the faces of those who sell and buy cars.&lt;br /&gt;&lt;br /&gt;Maybe, someday, we’ll see a serious reduction in duties and taxes on imported cars, and be able to do more than just drool at the prices people overseas pay for their cars.&lt;br /&gt;&lt;br /&gt;Raslan Sharif looked up the price of the Porsche Cayenne GTS in the UK, which is about £55,000, or RM295,000. Go check how much it costs here.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://thestar.com.my/columnists/story.asp...5&amp;sec=Why%20Not' target='_blank'&gt;http://thestar.com.my/columnists/story.asp...5&amp;sec=Why%20Not&lt;/a&gt;</description>
            <author>kenji1903</author>
            <category>Kopitiam</category>
            <pubDate>Fri, 15 May 2009 14:37:31 +0800</pubDate>
        </item>
        <item>
            <title>finally a brave soul voiced out in today&amp;#39;s TheStar</title>
            <link>http://forum.lowyat.net/topic/1031164</link>
            <description>Literally paying to own a car&lt;br /&gt;Why Not?&lt;br /&gt;By RASLAN SHARIF&lt;br /&gt;&lt;br /&gt;A car that of late became a hot topic in the news pages only costs a buyer in the US half what a Malaysian has to fork out.&lt;br /&gt;&lt;br /&gt;I’M a big fan of Top Gear. Besides the cool cars, you just have to love the wit of Jeremy Clarkson and Co. They are hilarious.&lt;br /&gt;&lt;br /&gt;Top Gear is probably the best TV show on cars, and one of the best TV shows on whatever as far as I’m concerned.&lt;br /&gt;&lt;br /&gt;I have also been buying the magazine since they launched the Malaysian edition some time back.&lt;br /&gt;&lt;br /&gt;At RM10, it’s cheap, far cheaper than the UK edition. And at that price, it is an unbelievable bargain.&lt;br /&gt;&lt;br /&gt;You not only get very informative car reviews and interesting features in the magazine, but there are also columns by Clarkson, Richard Hammond and James May (Clarkson’s partners in crime) as well as other writers on the editorial staff to look forward to.&lt;br /&gt;&lt;br /&gt;From the reviews, columns and features, you learn a lot about the workings of the global auto industry.&lt;br /&gt;&lt;br /&gt;When you start to know how cars are made, marketed and sold in other parts of the world, you begin to understand that there are several things that badly need fixing in the local auto sector, primarily because car buyers here are made to literally pay for it.&lt;br /&gt;&lt;br /&gt;First of all, while Top Gear Malaysia is much cheaper than Top Gear UK, you can’t say the same about car prices here and over there.&lt;br /&gt;&lt;br /&gt;Take, for example, the new BMW X5. Over here, prices start from slightly less than RM490,000. Over there, it starts from slightly more than £40,000.&lt;br /&gt;&lt;br /&gt;How much is £40,000 at current exchange rates? About RM220,000.&lt;br /&gt;&lt;br /&gt;Let’s take a more down to earth car as an example, say, the Toyota Camry, which can be frequently seen on our streets.&lt;br /&gt;&lt;br /&gt;It’s a popular car, especially among those who can afford to pay about RM140,000 for a car.&lt;br /&gt;&lt;br /&gt;In the US, car buyers can get a Camry from about US&amp;#036;19,200. That’s around RM67,700 at today’s rates.&lt;br /&gt;&lt;br /&gt;The most expensive model in the US, the Camry Hybrid, starts at US&amp;#036;26,150, or about RM92,200.&lt;br /&gt;&lt;br /&gt;Why the huge difference between the prices? Why do we need to pay twice the price of what the British and the Americans do for the cars mentioned above?&lt;br /&gt;&lt;br /&gt;Several factors contribute to Malaysia having some of the highest car prices in the world, and among them are the duties and taxes that the Government levies on cars – whether locally manufactured or assembled or imported.&lt;br /&gt;&lt;br /&gt;It is a lucrative source of revenue for the Government, as about 500,000 vehicles are sold every year in Malaysia.&lt;br /&gt;&lt;br /&gt;More importantly for us, the bulk, if not all, of the cost is generally passed on to Malaysian car buyers.&lt;br /&gt;&lt;br /&gt;Now, I understand the need for the Government to generate revenue. After all, there are various public needs that have to be fulfilled.&lt;br /&gt;&lt;br /&gt;There is also the argument that local car manufacturers need protection before they are ready to compete openly, although I think they have been protected long enough.&lt;br /&gt;&lt;br /&gt;But try seeing it from the consumer’s point of view.&lt;br /&gt;&lt;br /&gt;Most car buyers pay a small down payment and get a loan to finance the remaining cost of their purchase.The interest-bearing loan pays for not just the actual cost of the car, but for the taxes and duties as well.&lt;br /&gt;&lt;br /&gt;I know I’ve said this before, but it’s worth mentioning again, especially as there is now talk of doing away with that other bane of car buyers – approved permits (APs) for imported cars.&lt;br /&gt;&lt;br /&gt;International Trade and Industry Deputy Minister Datuk Mukhriz Mahathir said that ending the scheme (oh, what a scheme it is) was among the many options being considered to ensure that “any levy or tax should benefit the Government”.&lt;br /&gt;&lt;br /&gt;He added that “cost savings, if any, should go to the rakyat”.&lt;br /&gt;&lt;br /&gt;Although Mukhriz’s mention of taxes benefiting the Government probably puts paid to any hopes that I might harbour of deep cuts in the duties and taxes levied on cars, I’m all for major changes to the AP scheme (better still, end it) if it means the cost savings from doing so “go to the rakyat”.&lt;br /&gt;&lt;br /&gt;If this had happened earlier, I probably would have had to pay much, much less for the car I own today.&lt;br /&gt;&lt;br /&gt;The holder of the AP used to import my car, bought about two years ago, had very little to do with the making, transporting, marketing and selling of the car.&lt;br /&gt;&lt;br /&gt;And it kind of gets to me pretty badly that part of the loan I took to pay for the car went to the AP holder as payment for what is supposed to pass for “effort”.&lt;br /&gt;&lt;br /&gt;At least the Government uses my money to build roads, schools and hospitals.&lt;br /&gt;&lt;br /&gt;I’m looking forward to Mukhriz’s announcement on the APs, and I have a feeling that it would be one that would put a bit of a smile on the faces of those who sell and buy cars.&lt;br /&gt;&lt;br /&gt;Maybe, someday, we’ll see a serious reduction in duties and taxes on imported cars, and be able to do more than just drool at the prices people overseas pay for their cars.&lt;br /&gt;&lt;br /&gt;Raslan Sharif looked up the price of the Porsche Cayenne GTS in the UK, which is about £55,000, or RM295,000. Go check how much it costs here.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://thestar.com.my/columnists/story.asp?col=whynot&amp;file=/2009/5/15/columnists/whynot/3906725&amp;sec=Why%20Not' target='_blank'&gt;http://thestar.com.my/columnists/story.asp...5&amp;sec=Why%20Not&lt;/a&gt;</description>
            <author>kenji1903</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Fri, 15 May 2009 14:35:26 +0800</pubDate>
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        <item>
            <title>Skoda Fabia 1.4</title>
            <link>http://forum.lowyat.net/topic/975952</link>
            <description>Hi All,&lt;br /&gt;&lt;br /&gt;i noticed that this car is pretty cheap at RM79,999 considering the fact that its VW manufactured... so what&amp;#39;s the catch?&lt;br /&gt;First launched in Malaysia few years back was priced at around RM100k...&lt;br /&gt;Some basic info:&lt;br /&gt;Engine Layout: 4 cyls In Line , 1390 cc&lt;br /&gt;Max power: 84 bhp at 5000 rpm&lt;br /&gt;Max torque: 132Nm at 3800 rpm&lt;br /&gt;Weight:  1060 kg&lt;br /&gt;&lt;br /&gt;Jazz i-VTEC&lt;br /&gt;Engine: 4 cylinder 16 valve SOHC i-VTEC&lt;br /&gt;Maximum horsepower [PS (Kw) / rpm] 120PS (88) / 6,600 &lt;br /&gt;Maximum torque [Nm (kg-m) / rpm] 145 (14.8) / 4,800 &lt;br /&gt;Curb weight (kg) 1,120</description>
            <author>kenji1903</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Wed, 25 Mar 2009 10:30:55 +0800</pubDate>
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        <item>
            <title>Saga BLM pros and cons</title>
            <link>http://forum.lowyat.net/topic/937598</link>
            <description>my annual income is roughly 40k... so my choice of cars are seriously limited... i&amp;#39;m not going to get anything more than my annual income...&lt;br /&gt;Viva - too small&lt;br /&gt;MyVi - maybe&lt;br /&gt;Saga - maybe&lt;br /&gt;Savvy - sorry but its really ugly... though the price and car is the best value i can get among the options above... also heard that the Renault engine is high maintenance...&lt;br /&gt;i10 (basic) - FC wise?</description>
            <author>kenji1903</author>
            <category>The Fast &amp;amp; The Furious</category>
            <pubDate>Mon, 16 Feb 2009 12:59:31 +0800</pubDate>
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        <item>
            <title>Swiping your Credit Card above Credit Limit</title>
            <link>http://forum.lowyat.net/topic/734806</link>
            <description>Good Morning All,&lt;br /&gt;&lt;br /&gt;Say you only have 1 credit card and wanted to go on a holiday &lt;br /&gt;the air ticket for 3 cost roughly RM6k, but your credit limit is only RM4k&lt;br /&gt;surely that transaction cannot proceed, right?&lt;br /&gt;&lt;br /&gt;how can you make that transaction without going to the bank and requesting them to permanently increase your credit limit? &lt;br /&gt;i got to know that increasing one&amp;#39;s credit limit will take 3-4 business days and you&amp;#39;ll need to submit your payslip in order to get approval&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;</description>
            <author>kenji1903</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 05 Jul 2008 07:18:44 +0800</pubDate>
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