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        <title>Lowyat.NET: Latest topics by Deimos Tel`Arin</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 25 Nov 2009 00:35:49 +0800</lastBuildDate>
        <generator>FeedCreator 1.7.2</generator>
        <item>
            <title>&amp;lt; rm 1k rig</title>
            <link>http://forum.lowyat.net/topic/1229489</link>
            <description>bah. office internet connection too slow. cannot even download any price list. sad. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;my current rig is&lt;br /&gt;june 2005 dell rig. &lt;br /&gt;single core intel pentium 4 3.0ghz 800mb fsb 2mb L2 cache &lt;br /&gt;3.5gb ddr 2 ram &lt;br /&gt;sapphire ati hd 4670 gddr4 ram&lt;br /&gt;&lt;br /&gt;with the following new rig, the l2 cache is same, the fsb is higher, the clock speed is same, but 4 cores instead of one core + ht. &lt;br /&gt;performance will increase, yes? &lt;br /&gt;&lt;br /&gt;based on &lt;br /&gt;&lt;a href='http://images.lowyat.net/pricelist/czone.pdf' target='_blank'&gt;compu zone price list&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;&lt;u&gt;i already got hdd (wd 808.8 gb) + graphic card (sapphire ati hd 4670 512mb gddr4 ram)&lt;/b&gt;&lt;/u&gt;&lt;br /&gt;~ updated 19 november 2009 9:45pm &lt;br /&gt;- replaced asus mobo with msi mobo&lt;br /&gt;- changed new price list&lt;br /&gt;&lt;br /&gt;bought from c-zone instead&lt;br /&gt;processor ~~~ phenom ii x4 3.0ghz ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 550&lt;br /&gt;motherboard ~ MSI MA770T-Cm45 ~~~~~~~~~~~~~&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;~~~~~~~~~~~~~~~~~~~ 225&lt;br /&gt;ram ~~~~~~~ use back existing ddr2 ram ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;dvdrw ~~~~~~ LG 22X SATA 22X 10X 14X ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 075&lt;br /&gt;psu ~~~~~~~ COOLER MASTER EXTREME 500W ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 199&lt;br /&gt;casing ~ open casing / tarak ada casing / naked casing ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;hard disk ~ sudah ada ~ wd 808.8gb ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;graphic card ~ sudah ada ~ sapphire ati hd 4670 512mb gddr4 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;new desired specs:&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('3563d20a3a2811bbd621638e3e0536db')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;3563d20a3a2811bbd621638e3e0536db&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;processor ~~~ ATHLON II X4 620 2.60(Ghz) AM3(Socket) 4000(FSB) 2MB(Cache) ~~~~~~~~~~~~~~~~~~~~ 339&lt;br /&gt;motherboard ~ MSI MA770T-Cm45 ~~~~~~~~~~~~~&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;&amp;#33;~~~~~~~~~~~~~~~~~~~ 220 ++ ?&lt;br /&gt;ram ~~~~~~~ use back existing ddr2 ram ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;dvdrw ~~~~~~ LG 22X SATA 22X 10X 14X ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 074&lt;br /&gt;psu ~~~~~~~ COOLER MASTER EXTREME 500W ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 189&lt;br /&gt;casing ~ open casing / tarak ada casing / naked casing ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;hard disk ~ sudah ada ~ wd 808.8gb ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;graphic card ~ sudah ada ~ sapphire ati hd 4670 512mb gddr4 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;total is like rm 800 ++ ?&lt;br /&gt;&lt;br /&gt;old desired specs&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('21fbc0fce6a52229b682c6d55687fc35')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;21fbc0fce6a52229b682c6d55687fc35&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;processor ~~~ ATHLON II X2 250 | 3.00 (GHZ) AM3 (SC) 4000 (FSB) 2MB (L2 Cache) ~~~~~~~~~~~~~~~~~~ 229&lt;br /&gt;motherboard ~ MSI 770 C-45 AM3 A770 A-D3 SGL ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 254&lt;br /&gt;ram ~~~~~~~ KINGSTON PC1333 CL9 (TIME) 2GB ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 179&lt;br /&gt;dvdrw ~~~~~~ LG 22X SATA 22X 10X 14X ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 074&lt;br /&gt;psu ~~~~~~~ XIGMATEK 500W BRONZE ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 239&lt;br /&gt;casing ~ open casing / tarak ada casing / naked casing ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;hard disk ~ sudah ada ~ wd 808.8gb ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;br /&gt;graphic card ~ sudah ada ~ sapphire ati hd 4670 512mb gddr4 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 000&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;for purpose of modest gaming. &lt;br /&gt;as long as average frame per second can be 30-40 ++ on 1280 x 1024 / 1024 x 768 i will be happy. &lt;br /&gt;&lt;br /&gt;based on this comparison&lt;br /&gt;&lt;a href='http://www.anandtech.com/bench/default.aspx?p=96&amp;p2=88' target='_blank'&gt;http://www.anandtech.com/bench/default.aspx?p=96&amp;p2=88&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;scroll all the way down, frame per second difference for games not really that significant. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;so, the above combination, got problem or not? compatible? athlon ii x2 250 processor okay or not? long lasting if no over lock it? the stock processor fan / cooler / heat sink okay oh?</description>
            <author>Deimos Tel`Arin</author>
            <category>Hardware Questions &amp;amp; Answers</category>
            <pubDate>Mon, 16 Nov 2009 20:46:21 +0800</pubDate>
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            <title>mass effect vs dragon age: origins</title>
            <link>http://forum.lowyat.net/topic/1221048</link>
            <description>all right, here are comments of an ancient rig user&lt;br /&gt;&lt;br /&gt;based on:&lt;br /&gt;&lt;br /&gt;single core P4 3.0ghz with HT 800mhz FSB 2MB L2 cache&lt;br /&gt;3.5GB ddr2 ram mobo capped at 533mhz&lt;br /&gt;sapphire ati hd 4670 512 mb gddr4 ram&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;Dragon Age: Origins - new game &lt;br /&gt;- fast loading time&lt;br /&gt; (with no intro movies, less than 10 seconds to access main menu)&lt;br /&gt; (load save game, mostly less than 30 seconds, depends on area size, smaller area loads much faster, can be less than 10 seconds)&lt;br /&gt;- acceptable fps (30++ average) &lt;br /&gt; (1280 x 1024, high textures, high details, no AA, vsync on)&lt;br /&gt;&lt;br /&gt;Mass Effect - somewhat old game&lt;br /&gt;- very slow loading time&lt;br /&gt; (intro movies cannot disable, 2 minutes to access main menu, with demon tools uninstalled)&lt;br /&gt; (load game, the first area takes 40++ seconds)&lt;br /&gt;- unacceptable fps (10++ average) &lt;br /&gt; (640 x 480, low particles, low textures) &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;bah&amp;#33; those who played mass effect on PC, what specs is your rigs?</description>
            <author>Deimos Tel`Arin</author>
            <category>Gamers Hideout</category>
            <pubDate>Mon, 09 Nov 2009 08:58:35 +0800</pubDate>
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            <title>nais place to have lunch</title>
            <link>http://forum.lowyat.net/topic/1219294</link>
            <description>dear /k/ &lt;br /&gt;&lt;br /&gt;got any nais place to have lunch?&lt;br /&gt;my gf still zzz now. &lt;br /&gt;&lt;br /&gt;nais, affordable. &lt;br /&gt;&lt;br /&gt;places in:&lt;br /&gt;&lt;br /&gt;bangsar&lt;br /&gt;ss2&lt;br /&gt;uptown&lt;br /&gt;hartamas&lt;br /&gt;mt kiara&lt;br /&gt;&lt;br /&gt;etc&lt;br /&gt;&lt;br /&gt;thanks&amp;#33;</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Sat, 07 Nov 2009 12:55:06 +0800</pubDate>
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            <title>WTS [Bioware Points]</title>
            <link>http://forum.lowyat.net/topic/1218459</link>
            <description>&lt;img src='http://img683.imageshack.us/img683/4122/wardenskeep.jpg' border='0' alt='user posted image' /&gt;&lt;br /&gt;&lt;b&gt;Item(s):&lt;/b&gt; Bioware Points (Digital Purchase)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Package includes:&lt;/b&gt; Bioware Points (Digital Purchase)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Price:&lt;/b&gt; &lt;br /&gt;560 Bioware Points at&lt;br /&gt;RM 30.00 (cash deposit machine direct feed in, online banking transfer, ATM machine transfer)&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Notes:&lt;/u&gt; &lt;br /&gt;1. Based on exchange rate of USD 1 = MYR 3.55, the extra ringgits consider as tipping me lo.&lt;br /&gt;2. It costs USD 7.00 for 560 Bioware Points &lt;br /&gt;&lt;br /&gt;7.00 x 3.55 + 5.00 (teh tarik + roti canai monneh) = 29.85  ~ 30.00 &lt;br /&gt;&lt;br /&gt;&lt;b&gt;Warranty:&lt;/b&gt; No.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Dealing method:&lt;/b&gt;&lt;br /&gt;1. LYN PM / Email me your Bioware Social Network [ email address ] and [ temporary password ].&lt;br /&gt;( you can change your password here -&amp;gt; &lt;a href='http://social.bioware.com/user_account_pass.php' target='_blank'&gt;http://social.bioware.com/user_account_pass.php&lt;/a&gt; )&lt;br /&gt;2. Transfer correct amount of ringgit into my bank account.&lt;br /&gt;3. Let me know which bank account of mine you transferred to.&lt;br /&gt;4. I will pre-purchase Bioware Points for your Bioware Social Network account for you.&lt;br /&gt;&lt;br /&gt;Note: Please remember to change back to your original password&amp;#33;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Bank Accounts:&lt;/b&gt;&lt;br /&gt;Maybank: Kong Jeng Kenn | 1147 21 010 867 | deimos.tel.arin@gmail.com&lt;br /&gt;(when transferring money via maybank2u, please put in my email so i know it is from you oh)&lt;br /&gt;&lt;br /&gt;CIMB Bank: Kong Jeng Kenn | 1258 000 14 00 523 | deimos.tel.arin@gmail.com&lt;br /&gt;(when transferring money via cimbclicks, please put in my email so i know it is from you oh)&lt;br /&gt;&lt;br /&gt;Public Bank: Kong Jeng Kenn | 4555 351 616&lt;br /&gt;&lt;br /&gt;Delivery method: N / A&lt;br /&gt;&lt;br /&gt;Cash On Delivery (COD) Areas: N / A&lt;br /&gt;&lt;br /&gt;Location: Malaysia&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Contact method / details:&lt;/b&gt;&lt;br /&gt;LYN Private Message&lt;br /&gt;Contact Form via my blog about Flash Games Download&lt;br /&gt;Call / SMS : 016-336 7180&lt;br /&gt;Email: deimos.tel.arin@gmail.com&lt;br /&gt;&lt;br /&gt;Please provide me your Bioware Social Network [ email address ] and [ temporary password ] via LYN PM or email.&lt;br /&gt;Please DO NOT provide me your Bioware Social Network [ email address ]  and [temporary password] via SMS.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Spoken Languages:&lt;/b&gt;&lt;br /&gt;Mandarin: Native language.&lt;br /&gt;English: Can speak, can hear.&lt;br /&gt;Cantonese: Can hear, speak a bit cacat.&lt;br /&gt;Malay: Boleh pakai gua.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Item(s) conditions:&lt;/b&gt; Brand New&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Reason for sale:&lt;/b&gt; Want to earn some tips lo.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Product Description:&lt;/b&gt; Bioware Points (Digital Purchase)&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Deimos&amp;#39;s Thoughts:&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('324fa9f449d1a9ec46963f6b0076021c')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;324fa9f449d1a9ec46963f6b0076021c&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;Economy is bad, doing what I can to earn some extra food money lo.&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Deimos&amp;#39;s Experience:&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('1ecd1906ebb31859eb051bd1efb4d241')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;1ecd1906ebb31859eb051bd1efb4d241&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;I finished Warden&amp;#39;s Keep liao lo. &lt;br /&gt;&lt;br /&gt;Quite short, if you ask me. But it is good nonetheless. Got new fortress, new traders, new armor, new talent tree.&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Client Feedback&lt;/b&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('dc5edb1fdd696be995382682ca1350f1')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;dc5edb1fdd696be995382682ca1350f1&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;Coming soon&amp;#33;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;</description>
            <author>Deimos Tel`Arin</author>
            <category>Games</category>
            <pubDate>Fri, 06 Nov 2009 16:36:50 +0800</pubDate>
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            <title>azusa yamamoto</title>
            <link>http://forum.lowyat.net/topic/1215089</link>
            <description>&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('8dd8a0aa6578b19591ec0a7416dde4dc')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;8dd8a0aa6578b19591ec0a7416dde4dc&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://farm2.static.flickr.com/1272/893462021_ed8ea0acc0.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;drill &lt;br /&gt;&lt;br /&gt;&lt;a href='http://en.wikipedia.org/wiki/Azusa_Yamamoto' target='_blank'&gt;kicap wikipedia&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;Azusa Yamamoto (山本 梓, Yamamoto Azusa?, born April 24, 1981) is a Japanese bikini idol, actress, and tarento.&lt;br /&gt;&lt;br /&gt; Films&lt;br /&gt;    * GoGo Sentai Boukenger vs Super Sentai - (2007) .... Furabijo&lt;br /&gt;    * &amp;quot;Tokusou Sentai Dekaranger&amp;quot; (2004) .... Student&lt;br /&gt;    * Bakuryuu sentai Abaranger vs Hurricanger (2004) (V) .... Furabijo&lt;br /&gt;    * Ninpuu sentai Hurricanger vs Gaoranger (2003) (V) .... Furabijo&lt;br /&gt;&lt;br /&gt;Television series&lt;br /&gt;    * &amp;quot;Ninpuu Sentai Hurricaneger&amp;quot; (2002) TV Series .... Furabijo (unknown episodes)&lt;br /&gt;&lt;br /&gt;... aka Stealth Wind Task Force Hurricanger ... aka Super Ninja Task Force Hurricanger&lt;br /&gt;&lt;br /&gt;See also&lt;br /&gt;    * List of Japanese gravure idols&lt;br /&gt;    * List of Japanese actresses&lt;br /&gt;    * List of Japanese celebrities&lt;br /&gt;&lt;br /&gt;Birthdate  April 24, 1981 (1981-04-24) (age 28)&lt;br /&gt;Birth location  Funabashi, Chiba, Japan&lt;br /&gt;Measurements  B:82 cm W:55 cm H:83 cm　&lt;br /&gt;Height  157 cm (5 ft 2)&lt;br /&gt;Shoe size  23.5 cm&lt;br /&gt;Eye colour  Brown&lt;br /&gt;Hair colour  Black&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;oh mai she is older than me. i is 2 june 1981&lt;br /&gt;&lt;br /&gt;edit:&lt;br /&gt;more drill&lt;br /&gt;&lt;br /&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('65a5fe3374bf67077fb93d51acaa8596')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;65a5fe3374bf67077fb93d51acaa8596&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://us.24h.com.vn/upload/news/2009-04-18/1240059297-Azusa_Yamamoto_11.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;edit2: &lt;br /&gt;drill courtesy of airwave&lt;br /&gt;&lt;!--QuoteBegin-Airwave+Nov 3 2009, 05:46 PM--&gt;&lt;div class='quotetop'&gt;QUOTE(Airwave &amp;#064; Nov 3 2009, 05:46 PM)&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('27d472f7cf81dc6f28e6586c179702bc')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;27d472f7cf81dc6f28e6586c179702bc&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://img687.imageshack.us/img687/3106/azusa.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;[right][snapback]29684611[/snapback][/right]&lt;br /&gt;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 03 Nov 2009 17:39:49 +0800</pubDate>
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            <title>rm 1.7k rig</title>
            <link>http://forum.lowyat.net/topic/1211175</link>
            <description>based on this price list ...&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?act=Attach&amp;type=post&amp;id=1276805' target='_blank'&gt;cycom price list&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;processor ~~~~ AMD PHENOM II ( 45nm ) X4 945 3.0 AM3 6MB 125w ~~~~~~~~~ 595*&lt;br /&gt;motherboard ~~ MSI MA770-CM 45 A770 AM3 PCI-E D3-SL ~~~~~~~~~~~~~~~~ 265&lt;br /&gt;ram ~~~~~~~~ Kingston PC3-10600 DDR3-1333 2GB ~~~~~~~~~~~~~~~~~~~ 155&lt;br /&gt;ram ~~~~~~~~ Kingston PC3-10600 DDR3-1333 2GB ~~~~~~~~~~~~~~~~~~~ 155&lt;br /&gt;casing ~~~~~~~ CoolerMaster RC-690 ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 279 &lt;br /&gt;psu ~~~~~~~~~ Xigmatek 500w ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 249&lt;br /&gt;&lt;br /&gt;so total = 1698 almost 1.7k rig? cash and carry price? if credit card got extra charge?&lt;br /&gt;&lt;br /&gt;already got hdd (wd 808.8 gb) + graphic card (sapphire ati hd 4670 512mb gddr4 ram)&lt;br /&gt;&lt;br /&gt;the * at the right side of the price stated bundling, what does it mean? means buy a lot of other parts only got that price?&lt;br /&gt;&lt;br /&gt;also, the casing, this CoolerMaster RC-690 and cooler master CM 690 different one? or same one?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;so, the above specs, boleh pakai? for gaming.&lt;br /&gt;&lt;br /&gt;edit:&lt;br /&gt;have not really build a rig from kosong before. &lt;br /&gt;got any thing i need to know? &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;steps? &lt;br /&gt;&lt;br /&gt;like put processor onto mobo first before screwing the mobo + proc to the casing? &lt;br /&gt;&lt;br /&gt;or attach psu first? &lt;br /&gt;&lt;br /&gt;this cm / rc 690 psu is at the bottom one, it seems.</description>
            <author>Deimos Tel`Arin</author>
            <category>Hardware Questions &amp;amp; Answers</category>
            <pubDate>Fri, 30 Oct 2009 17:13:37 +0800</pubDate>
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            <title>jennifer&amp;#39;s body</title>
            <link>http://forum.lowyat.net/topic/1209935</link>
            <description>&lt;!--SPOILER BEGIN--&gt;&lt;div class=&quot;spoilertop&quot; onClick=&quot;openClose('96e166fe69ebb97058a10541067237b6')&quot; style=&quot;font-weight: bold&quot;&gt;&lt;u&gt;&amp;raquo; Click to show Spoiler - click again to hide... &amp;laquo;&lt;/u&gt;&lt;/div&gt;&lt;div class=&quot;spoilermain&quot; id=&quot;96e166fe69ebb97058a10541067237b6&quot; style=&quot;display:none&quot;&gt;&lt;!--SPOILER END--&gt;&lt;img src='http://img20.imageshack.us/img20/1261/meganfoxbc.jpg' border='0' alt='user posted image' /&gt;&lt;!--SPOILER DIV--&gt;&lt;/div&gt;&lt;!--SPOILER DIV--&gt;&lt;br /&gt;&lt;br /&gt;i belum watch. &lt;br /&gt;&lt;br /&gt;imdb rating less than 6 out of 10 &lt;br /&gt;&lt;a href='http://www.imdb.com/title/tt1131734/' target='_blank'&gt;http://www.imdb.com/title/tt1131734/&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;only 5.6/10.0 &lt;br /&gt;&lt;br /&gt;anyone watched liao? &lt;br /&gt;in cinema? at home?&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;how was it? &lt;br /&gt;</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 29 Oct 2009 14:14:38 +0800</pubDate>
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        <item>
            <title>facial treatment</title>
            <link>http://forum.lowyat.net/topic/0</link>
            <description></description>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Thu, 01 Jan 1970 07:30:00 +0800</pubDate>
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            <title>facial treatment</title>
            <link>http://forum.lowyat.net/topic/1206471</link>
            <description>dear cc, &lt;br /&gt;&lt;br /&gt;my gf got face problem (ache, pimples, etc) and needs to consult nais facial treatment. &lt;br /&gt;&lt;br /&gt;this face problem of hers is driving her emo from time to time. &lt;br /&gt;&lt;br /&gt;do you gals got any good recommendation for facial treatment? &lt;br /&gt;&lt;br /&gt;budget wise, under or around rm100 per standard facial treatment.&lt;br /&gt;&lt;br /&gt;please advice. &lt;br /&gt;&lt;br /&gt;thank you.</description>
            <author>Deimos Tel`Arin</author>
            <category>Cosmetics</category>
            <pubDate>Mon, 26 Oct 2009 14:15:50 +0800</pubDate>
        </item>
        <item>
            <title>&amp;lt;img src=xxx.jpg&amp;gt; problem</title>
            <link>http://forum.lowyat.net/topic/1206392</link>
            <description>today, i discovered some post of mine, the image html tag became faulty on its on for dunno what reason. &lt;br /&gt;&lt;br /&gt;broken link checker plugin picked up some &amp;quot;broken links&amp;quot; so i checked and found out the .jpg extension is missing from the img src tags. &lt;br /&gt;&lt;br /&gt;anyone experienced something similar?</description>
            <author>Deimos Tel`Arin</author>
            <category>Blogmasters &amp;amp; Webmasters</category>
            <pubDate>Mon, 26 Oct 2009 13:06:06 +0800</pubDate>
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        <item>
            <title>borstal 感化院 in kuala lumpur, cheras area</title>
            <link>http://forum.lowyat.net/topic/1202747</link>
            <description>dear /k/ &lt;br /&gt;&lt;br /&gt;my gf&amp;#39;s eldest sis&amp;#39;s eldest child might need to be sent to borstal. &lt;br /&gt;(the place you send bad boys to become better one)&lt;br /&gt;&lt;br /&gt;can anyone recommend any? &lt;br /&gt;&lt;br /&gt;near cheras area is good. &lt;br /&gt;&lt;br /&gt;thank you.&lt;br /&gt;&lt;br /&gt;edit: &lt;br /&gt;the boy ponteng sekolah for 36 days, go play dota. &lt;br /&gt;until rumah receive surat from gomen. &lt;br /&gt;&lt;br /&gt;serious case of dota addiction liao. &lt;br /&gt;14 y/o already like this. cannot liao. &lt;br /&gt;&lt;br /&gt;must cure.&lt;br /&gt;&lt;br /&gt;edit2:&lt;br /&gt;hubby? divorce case.&lt;br /&gt;the hubby tarak guna one.&lt;br /&gt;lazy bum, take estasy pills, dun wan work even though his mum dad got business.&lt;br /&gt;tarak boleh guna fellow. &lt;br /&gt;&lt;br /&gt;edit3:&lt;br /&gt;usually, weekdays, monday - thursday, mum (big sis) will be working, outstation, in penang. &lt;br /&gt;friday only come back.&lt;br /&gt;&lt;br /&gt;these few days, she take leave, stay at house, help take care of 2nd sis daughter.</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 22 Oct 2009 20:42:11 +0800</pubDate>
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        <item>
            <title>is my blog infect with linkbucks.com virus</title>
            <link>http://forum.lowyat.net/topic/1202238</link>
            <description>dear /k/ &lt;br /&gt;&lt;br /&gt;when i browse my blog at home / office, &lt;br /&gt;&lt;br /&gt;when i click on the [insert number] Replies from the main page to jump to the comment section of the post, a pop up window by linkbucks.com will appear. &lt;br /&gt;&lt;br /&gt;i experienced this 2 times liao, 1 at home pc, 1 at office pc. &lt;br /&gt;&lt;br /&gt;is my home / office pc infected, or my wordpress blog ?&lt;br /&gt;&lt;br /&gt;i just auto updated my wordpress blog to latest version 2.8.5 &lt;br /&gt;&lt;br /&gt;got updated some plugins, removed some too. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;could anyone check if they got linkbucks pop ups opening up if they browse my blog, so i will know if my blog or my home / office pc is infected.&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;thank you. &lt;br /&gt;&lt;br /&gt;&lt;br /&gt;&lt;br /&gt;p/s: i am not blog whoring.</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Thu, 22 Oct 2009 12:31:50 +0800</pubDate>
        </item>
        <item>
            <title>linkbucks.com</title>
            <link>http://forum.lowyat.net/topic/1202228</link>
            <description>is my blog kena or my pc kena ?&lt;br /&gt;&lt;br /&gt;i surf my blog at home pc and office pc. &lt;br /&gt;&lt;br /&gt;when i click the number of comments, it auto pop up a window. &lt;br /&gt;&lt;br /&gt;wadafak? &lt;br /&gt;&lt;br /&gt;help pls.</description>
            <author>Deimos Tel`Arin</author>
            <category>Blogmasters &amp;amp; Webmasters</category>
            <pubDate>Thu, 22 Oct 2009 12:21:11 +0800</pubDate>
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        <item>
            <title>do you shave?</title>
            <link>http://forum.lowyat.net/topic/1199993</link>
            <description>dear /k/ boys,&lt;br /&gt;&lt;br /&gt;do you shave?&lt;br /&gt;&lt;br /&gt;referring to misai, janggut, etc. &lt;br /&gt;&lt;br /&gt;facial bulu.</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Tue, 20 Oct 2009 12:36:30 +0800</pubDate>
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            <title>vote for gorden fweeman&amp;#33;</title>
            <link>http://forum.lowyat.net/topic/1195306</link>
            <description>&lt;a href='http://www.gamespot.com/greatest-video-game-hero/vote/index.html?battle_id=63&amp;om_act=convert&amp;om_clk=picks&amp;tag=picks;title;1' target='_blank'&gt;gordon fweeman ftw&amp;#33;&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;rwaaar i think unregistered votes count also? &lt;br /&gt;&lt;br /&gt;seems like fweeman is leading the votes.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://www.gamespot.com/users/GhoX/video_player?id=JCQ1njes5bIEvz7f' target='_blank'&gt;awesome commentary&lt;/a&gt;&lt;br /&gt;(link got steamrolled by valve)</description>
            <author>Deimos Tel`Arin</author>
            <category>Gamers Hideout</category>
            <pubDate>Thu, 15 Oct 2009 16:42:07 +0800</pubDate>
        </item>
        <item>
            <title>fable 2 for pc</title>
            <link>http://forum.lowyat.net/topic/1193778</link>
            <description>i got bored of playing hon everyday so i started to play fable again. &lt;br /&gt;&lt;br /&gt;then i google for fable 2, realized that it was released last year 2008 on xbox 360. &lt;br /&gt;&lt;br /&gt;Release date(s) 	&lt;br /&gt;NA October 21, 2008[2]&lt;br /&gt;EU October 24, 2008[2]&lt;br /&gt;AUS October 23, 2008[3]&lt;br /&gt;&lt;br /&gt;then saw some article stating that lionhead will not release fable 2 to pc. &lt;br /&gt;&lt;br /&gt;so now it is oct 2009. almost a year has passed liao. &lt;br /&gt;&lt;br /&gt;will there be fable 2 for pc? &lt;br /&gt;&lt;br /&gt;like gta3, gta4, pc version came after 1 or 2 years, right? &lt;br /&gt;&lt;br /&gt;fable 2 for pc, maybe need to wait another year? &lt;br /&gt;&lt;br /&gt;or maybe it will not come at all? &lt;br /&gt;&lt;br /&gt;what do you guys think?&lt;br /&gt;&lt;br /&gt;</description>
            <author>Deimos Tel`Arin</author>
            <category>Gamers Hideout</category>
            <pubDate>Wed, 14 Oct 2009 10:51:02 +0800</pubDate>
        </item>
        <item>
            <title>A riddle for gamers ...</title>
            <link>http://forum.lowyat.net/topic/1188936</link>
            <description>here is a riddle that i made up last year. slightly updated it. &lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;I do not exist, yet many have known me for more than a decade.&lt;br /&gt;About the past, I was once good. Very evil, totally brutal I am now.&lt;br /&gt;Mentioned within the Demon’s domain, I was.&lt;br /&gt;Sharp and pointy objects, my title rhymes with.&lt;br /&gt;An actor as a protagonist in a popular TV series shares my name.&lt;br /&gt;Revered for vanquishing beings that are dead yet not quite dead, she is.&lt;br /&gt;Also, her physical beauty quite matches with my own.&lt;br /&gt;Hell be damned, now tell me - Who am I?&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;edit: hmmm maybe if just guess name only too easy liao. try to analyze the whole riddle also too if you are fwee lol &lt;!--emo&amp;:lol:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/laugh.gif' border='0' style='vertical-align:middle' alt='laugh.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;p/s: if you google-d for it, dun spoil it for those who wanna crack their skulls guessing it yar. thank you. &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;!--emo&amp;:lol:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/laugh.gif' border='0' style='vertical-align:middle' alt='laugh.gif' /&gt;&lt;!--endemo--&gt; &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;!--emo&amp;:x--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/doh.gif' border='0' style='vertical-align:middle' alt='doh.gif' /&gt;&lt;!--endemo--&gt;:&lt;br /&gt;p/ss: if you think you confirm know the answer liao but dun wanna spoil it for others who have yet to guess it correctly, you can pm me. &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;p/sss: if dun wanna pm, can use the spoiler tag also &lt;!--c1--&gt;&lt;div class='codetop'&gt;CODE&lt;/div&gt;&lt;div class='codemain'&gt;&lt;!--ec1--&gt;&amp;#91;spoiler&amp;#93;insert your guess and analysis in here&amp;#91;/spoiler&amp;#93;&lt;!--c2--&gt;&lt;/div&gt;&lt;!--ec2--&gt;&lt;br /&gt;&lt;br /&gt;i think most gamers in here can guess this riddle correctly, if they have been playing games for more than 10+ years. &lt;!--emo&amp;:D--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/biggrin.gif' border='0' style='vertical-align:middle' alt='biggrin.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;&lt;br /&gt;@wan kong yew: &lt;br /&gt;if you are reading this, you already know the answer so gip other people chance ah.</description>
            <author>Deimos Tel`Arin</author>
            <category>Gamers Hideout</category>
            <pubDate>Fri, 09 Oct 2009 16:46:06 +0800</pubDate>
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        <item>
            <title>valve to produce DOTA game</title>
            <link>http://forum.lowyat.net/topic/1186645</link>
            <description>&lt;a href='http://kotaku.com/5374593/valve-snaps-up-defense-of-the-ancients-dev' target='_blank'&gt;sos&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;Valve Snaps Up Defense of the Ancients Dev&lt;br /&gt;By Michael McWhertor, 1:40 PM on Mon Oct 5 2009&lt;br /&gt;&lt;br /&gt;Valve has made a hire that should perk up the ears of the Warcraft III mod community, as &amp;quot;IceFrog,&amp;quot; the current developer of ultra popular Defense of the Ancients Allstars, has found gainful employment at the house of Half-Life.&lt;br /&gt;&lt;br /&gt;The announcement was made via the DotA forums, with IceFrog writing that he is &amp;quot;now leading a team at Valve&amp;quot; and &amp;quot;finally have all the resources needed to do some very exciting stuff that you guys will love.&amp;quot; And by &amp;quot;you guys,&amp;quot; we&amp;#39;re guessing that means Defense of the Ancients Allstars players. Which would hopefully mean continued development of the mod.&lt;br /&gt;&lt;br /&gt;What exactly the DotA dev will be doing at Valve, we don&amp;#39;t yet know. But we did confirm that hire with Valve who was regrettably unable to offer any further details into the addition to the team.&lt;br /&gt;&lt;br /&gt;Thanks to everyone who sent this in&amp;#33;&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;so valve gonna develop dota now? &lt;!--emo&amp;:sweat:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/sweat.gif' border='0' style='vertical-align:middle' alt='sweat.gif' /&gt;&lt;!--endemo--&gt; &lt;br /&gt;&lt;br /&gt;shat and we spent usd30 on hon. &lt;br /&gt;&lt;br /&gt;at least we got fun outta it. &lt;br /&gt;&lt;br /&gt;first person shooter dota anyone?</description>
            <author>Deimos Tel`Arin</author>
            <category>Gamers Hideout</category>
            <pubDate>Wed, 07 Oct 2009 15:46:18 +0800</pubDate>
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            <title>terminator + back to the future</title>
            <link>http://forum.lowyat.net/topic/1186613</link>
            <description>[youtube]&amp;lt;object width=&amp;quot;560&amp;quot; height=&amp;quot;340&amp;quot;&amp;gt;&amp;lt;param name=&amp;quot;movie&amp;quot; value=&amp;quot;http://www.youtube.com/v/bBBw9E2Q_aY&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowFullScreen&amp;quot; value=&amp;quot;true&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;param name=&amp;quot;allowscriptaccess&amp;quot; value=&amp;quot;always&amp;quot;&amp;gt;&amp;lt;/param&amp;gt;&amp;lt;embed src=&amp;quot;http://www.youtube.com/v/bBBw9E2Q_aY&amp;amp;hl=en&amp;amp;fs=1&amp;amp;&amp;quot; type=&amp;quot;application/x-shockwave-flash&amp;quot; allowscriptaccess=&amp;quot;always&amp;quot; allowfullscreen=&amp;quot;true&amp;quot; width=&amp;quot;560&amp;quot; height=&amp;quot;340&amp;quot;&amp;gt;&amp;lt;/embed&amp;gt;&amp;lt;/object&amp;gt;[/youtube]&lt;br /&gt;i am fans of both movie and i say this is a good cross over lol</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 07 Oct 2009 15:24:13 +0800</pubDate>
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        <item>
            <title>merchants help debtors save on creditcard interest</title>
            <link>http://forum.lowyat.net/topic/1186598</link>
            <description>&lt;!--QuoteBegin--&gt;&lt;div class='quotetop'&gt;QUOTE&lt;/div&gt;&lt;div class='quotemain'&gt;&lt;!--QuoteEBegin--&gt;&lt;u&gt;Wednesday October 7, 2009&lt;/u&gt;&lt;br /&gt;&lt;b&gt;&lt;span style='font-size:14pt;line-height:100%'&gt;‘Merchants’ helping debtors save on credit card interests&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;GEORGE TOWN: Credit card debtors are now seeking the aid of “collusive merchants” to help them pay off their fully utilised credit limit to save on overdue interest.&lt;br /&gt;&lt;br /&gt;State Commercial Crime chief Asst Comm Roslee Chik said there have been four such cases in the state over the past three months alone.&lt;br /&gt;&lt;br /&gt;He said, through this tactic, credit card debtors save between 6% and 14% on overdue interest imposed by banks.&lt;br /&gt;&lt;br /&gt;“Banks usually charge 18% per annum on the principal amount but still allow you to continue using your card if you pay the minimum charges monthly.&lt;br /&gt;&lt;br /&gt;“In this case, if the debtor fully utilises the credit limit of RM10,000, the ‘collusive merchant’ will help them clear the payment in one sum.&lt;br /&gt;&lt;br /&gt;“The credit card holder will have to pay the ‘merchant’ RM1,800 (18%) in cash,” he said.&lt;br /&gt;&lt;br /&gt;ACP Roslee said the “merchants” would then pretend to be electrical companies and “create” a transaction for the purchase of electrical goods worth RM10,000 in an easy payment plan, to be paid in instalments between one and three years.&lt;br /&gt;&lt;br /&gt;“For Easy Payment, banks charge card holders only 4% interest per year.&lt;br /&gt;&lt;br /&gt;“So if you pay in one year, you’re paying only 4% interest instead of 18%, plus you can pay the RM10,000 in monthly instalments.&lt;br /&gt;&lt;br /&gt;“If you’re paying via Easy Payment for three years, you’re paying only 12% (3x4%) instead of 54% (3x18%) interest,” he said, adding that the “merchant” earned RM1,800 per transaction.&lt;br /&gt;&lt;br /&gt;ACP Roslee said the “merchants” could be charged under Section 420 of the Penal Code with fraud while the card holder could be charged under the same Act for abetting the merchant.&lt;!--QuoteEnd--&gt;&lt;/div&gt;&lt;!--QuoteEEnd--&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://thestar.com.my/news/story.asp?file=/2009/10/7/nation/4826251&amp;sec=nation' target='_blank'&gt;sos&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;&lt;a href='http://forum.lowyat.net/index.php?act=ST&amp;f=162&amp;t=1182862&amp;st=0#entry29090913' target='_blank'&gt;example&lt;/a&gt;&lt;br /&gt;&lt;br /&gt;my comment:&lt;br /&gt;banks tarak suka hati their business kena sapu by these merchants so they complain to the gomen to take action. &lt;br /&gt;&lt;br /&gt;banks got offer these kind of business also one. &lt;br /&gt;&lt;br /&gt;what say /k/ ?</description>
            <author>Deimos Tel`Arin</author>
            <category>Kopitiam</category>
            <pubDate>Wed, 07 Oct 2009 15:13:12 +0800</pubDate>
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