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        <title>Lowyat.NET: Latest topics by DarXnight</title>
        <description></description>
        <link>http://forum.lowyat.net/</link>
        <lastBuildDate>Wed, 25 Nov 2009 00:57:17 +0800</lastBuildDate>
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        <item>
            <title>DarXnight&amp;#39;s Workout Journal</title>
            <link>http://forum.lowyat.net/topic/837261</link>
            <description>Age: 22&lt;br /&gt;Height: 171cm&lt;br /&gt;Weight: 58kg +/-&lt;br /&gt;&lt;br /&gt;Goals: Fitness, tone, health and stamina&lt;br /&gt;&lt;br /&gt;&lt;u&gt;Wednesday&lt;/u&gt;&lt;br /&gt;Pull Down&lt;br /&gt;25kg X 15 Reps&lt;br /&gt;25kg X 15 Reps&lt;br /&gt;25kg X 15 Reps&lt;br /&gt;&lt;br /&gt;Arm Curl&lt;br /&gt;5kg X 15 Reps&lt;br /&gt;5kg X 15 Reps&lt;br /&gt;5kg X 15 Reps&lt;br /&gt;&lt;br /&gt;Sit-ups&lt;br /&gt;15 Reps&lt;br /&gt;&lt;br /&gt;Sit-ups with twist&lt;br /&gt;8 Reps&lt;br /&gt;&lt;br /&gt;Cross Trainer&lt;br /&gt;Level 7 for 20 minutes&lt;br /&gt;&lt;br /&gt;Diet&lt;br /&gt;0900 Bowl of bran flakes with milk&lt;br /&gt;1300 6&amp;quot; Italian BMT, Subway&lt;br /&gt;1730 2 slices of soya and linseed bread&lt;br /&gt;1930 Rice, curry chicken with potatoes and celery with tomatoes&lt;br /&gt;&lt;br /&gt;* Please comment and give opinions</description>
            <author>DarXnight</author>
            <category>Member Workout Journals</category>
            <pubDate>Thu, 06 Nov 2008 01:49:42 +0800</pubDate>
        </item>
        <item>
            <title>Closed</title>
            <link>http://forum.lowyat.net/topic/826237</link>
            <description>* Closed. Got my answer.</description>
            <author>DarXnight</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 25 Oct 2008 00:26:58 +0800</pubDate>
        </item>
        <item>
            <title>Loving her without a reason...</title>
            <link>http://forum.lowyat.net/topic/706070</link>
            <description>&lt;b&gt;May/June 06&lt;/b&gt; - I decided to work for a few months until September before I continue with my studies in the UK. I saw this girl (A), and I fell in love with her without her knowing it.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;September 06&lt;/b&gt; - I left the company for my studies; girl A still didn&amp;#39;t know that I have feelings about her.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;September 06 - May 07&lt;/b&gt; - Through out the year in UK, I can&amp;#39;t stop thinking about her. So, I went back to M&amp;#39;sia in the summer just to work again in the same company.&lt;br /&gt;&lt;br /&gt;This time round, I confessed to her, but she just laughed it away. I was damn embarrassed because I confessed to her in front of a few colleagues.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;September 07&lt;/b&gt; - I returned to UK for my studies. Still having her (A) in mind. I worked with a group of friends during the orientation week as a student ambassador. I got to know this girl (B), thanks to my friends? And for no reason, one of my friends kept on pushing me about her.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;January/February 08&lt;/b&gt; - I bought a gift while travelling during the Christmas break last year (2007) and wanted to send it back to M&amp;#39;sia for A but I didn&amp;#39;t because I don&amp;#39;t have the courage. Until one fine day, I decided to send the gift to A using courier service. I wanted to send it to her just as a friend but I didn&amp;#39;t know that she will be able to get it on Valentine&amp;#39;s Day. &lt;br /&gt;&lt;br /&gt;Since the orientation, I knew that B, has feelings about me. One day, I approached her and told her that I don&amp;#39;t want to hurt her because I have A in my mind. B felt depressed and cried for a few days. I went and look for her and I told her that I am sorry.&lt;br /&gt;&lt;br /&gt;I realized that I have growing intentions about B, but I seriously don&amp;#39;t know when it started.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;March 08&lt;/b&gt; - I started my relationship with B because I felt that my feelings towards B is stronger than A. Anyway, I just found out that A is already attached with another guy but I don&amp;#39;t know when they started. And I swear that I started with B not because A is no longer single.&lt;br /&gt;&lt;br /&gt;&lt;b&gt;Now&lt;/b&gt; - B is upset because she said friends around her can&amp;#39;t see me as her boyfriend.&lt;br /&gt;&lt;br /&gt;---------------------------------------------------------------------------------------------------------------------------------------------------------------------------&lt;br /&gt;&lt;br /&gt;&lt;b&gt;I am seriously in dilemma not because she said so, because I admit that as B&amp;#39;s boyfriend, I am not doing enough for her.&lt;br /&gt;&lt;br /&gt;Why I am in dilemma?  Because I am loving her (B) without any reason.&lt;/b&gt;&lt;br /&gt;&lt;br /&gt;Previously if you ask me the same question but on girl A, my answer will be:&lt;br /&gt;A is&lt;br /&gt;- caring&lt;br /&gt;- understanding&lt;br /&gt;- polite&lt;br /&gt;even as a friend&lt;br /&gt;&lt;br /&gt;---------------------------------------------------------------------------------------------------------------------------------------------------------------------------&lt;br /&gt;&lt;br /&gt;Main characteristics for A and B (not to compare):&lt;br /&gt;Girl A&lt;br /&gt;- beautiful looking girl&lt;br /&gt;- polite&lt;br /&gt;- understanding/considerate&lt;br /&gt;- caring&lt;br /&gt;&lt;br /&gt;Girl B&lt;br /&gt;- average looking girl&lt;br /&gt;- open minded&lt;br /&gt;- strong on the outside, weak on the inside&lt;br /&gt;- sassy (more or less like the Korean Movie?)&lt;br /&gt;---------------------------------------------------------------------------------------------------------------------------------------------------------------------------&lt;br /&gt;&lt;br /&gt;Please kindly advice me. Feel free to ask any question if my story is confusing.&lt;br /&gt;&lt;br /&gt;*edited for better words</description>
            <author>DarXnight</author>
            <category>Cupid&amp;#39;s Corner</category>
            <pubDate>Tue, 27 May 2008 23:37:47 +0800</pubDate>
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            <title>Investment management questions</title>
            <link>http://forum.lowyat.net/topic/694987</link>
            <description>I have 2 questions here&lt;br /&gt;&lt;br /&gt;1) In what ways can the Capital Asset Pricing Model (CAPM) be useful to investment managers?&lt;br /&gt;Answer: &lt;br /&gt;- CAPM uses the same information to generate an efficient frontier, ie: homogeneous expectations regarding expected returns and risk&lt;br /&gt;- have the same one period time horizon&lt;br /&gt;- can borrow or lend money at the risk free rate of return&lt;br /&gt;- no transaction costs, no personal income taxes, no inflation&lt;br /&gt;- there are many investors and no single investors can affect the price of a stock by buying and selling activities&lt;br /&gt;- capital markets are in equilibrium&lt;br /&gt;&lt;br /&gt;2)How does the investment banking sector support the functioning of the economy?&lt;br /&gt;Answer:&lt;br /&gt;- help firms and governments raise (long term capital) cash by selling claims against themselves&lt;br /&gt;- Provide a place where investors can act on their beliefs – buying and selling financial assets (transferability of financial assets)&amp;#8207;&lt;br /&gt;- Help allocate cash to where it is most productive&lt;br /&gt;- Help lower the cost of exchange&lt;br /&gt;&lt;br /&gt;Are my answers for the 2 questions above correct?&lt;br /&gt;&lt;br /&gt;Thank You.</description>
            <author>DarXnight</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 13 May 2008 01:14:42 +0800</pubDate>
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        <item>
            <title>2 questions</title>
            <link>http://forum.lowyat.net/topic/417200</link>
            <description>&lt;a href='http://img405.imageshack.us/my.php?image=29665027kz9.jpg' target='_blank'&gt;&lt;img src='http://img405.imageshack.us/img405/5392/29665027kz9.th.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;a href='http://img180.imageshack.us/my.php?image=34968951kf4.jpg' target='_blank'&gt;&lt;img src='http://img180.imageshack.us/img180/377/34968951kf4.th.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;1. Just want to know why the price are different? &lt;!--emo&amp;:blink:--&gt;&lt;img src='http://static.lowyat.net/style_emoticons/default/blink.gif' border='0' style='vertical-align:middle' alt='blink.gif' /&gt;&lt;!--endemo--&gt;&lt;br /&gt;Screen shot taken at the same time.&lt;br /&gt;&lt;br /&gt;&lt;a href='http://img510.imageshack.us/my.php?image=currinvestmentnf4.jpg' target='_blank'&gt;&lt;img src='http://img510.imageshack.us/img510/2158/currinvestmentnf4.th.jpg' border='0' alt='user posted image' /&gt;&lt;/a&gt;&lt;br /&gt;2. Please explain more about this current investment from Standard Chartered.</description>
            <author>DarXnight</author>
            <category>Finance, Business and Investment House</category>
            <pubDate>Sat, 24 Feb 2007 00:16:48 +0800</pubDate>
        </item>
        <item>
            <title>Certificate in Financial Planning</title>
            <link>http://forum.lowyat.net/topic/402392</link>
            <description>I  am currently studying for my degree in &lt;a href='http://www.business.mmu.ac.uk/programmes/undergraduate/coursedetail.php?uref=53' target='_blank'&gt;Financial Services&lt;/a&gt;.&lt;br /&gt;And my University is offering &lt;a href='http://www.cii.co.uk/financialservices/qualifications/certFP.aspx' target='_blank'&gt;Certificate in Financial Planning&lt;/a&gt; (5 stages) too.&lt;br /&gt;&lt;br /&gt;So, I am wondering whether I should take this course too.&lt;br /&gt;&lt;br /&gt;It is compulsory for Financial Advisers in the UK to have this qualification.&lt;br /&gt;Is it the same in Malaysia?&lt;br /&gt;&lt;br /&gt;With this qualification, can I get a job easier (overseas and Malaysia) compared to other graduates with only a degree?&lt;br /&gt;&lt;br /&gt;Please comment.</description>
            <author>DarXnight</author>
            <category>Education Essentials</category>
            <pubDate>Tue, 23 Jan 2007 00:35:38 +0800</pubDate>
        </item>
        <item>
            <title>Vitamins before or after a meal?</title>
            <link>http://forum.lowyat.net/topic/364742</link>
            <description>As topic, Please advice.&lt;br /&gt;Anyway, I am taking C and B Complex.</description>
            <author>DarXnight</author>
            <category>Health &amp;amp; Fitness</category>
            <pubDate>Thu, 09 Nov 2006 04:48:38 +0800</pubDate>
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