Lowyat.NET: Latest topics by sily22

[WTS] Polymer Clay Beaded Dolls (12 Zodiac)

sily22 — Sun, 22 Feb 2009 16:17:56 +0800

Item for Sale : The Polymer Clay Beaded Doll (with swarovski)
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These are the 12 Chinese Zodiac Animal Sign Dolls. There are only 12 dolls are available for sale (one design for each and no re-make)
These dolls are handmade by me. They are made from polymer Clay for the head and the body are using Swarovski beads.
Dont you think these dolls are very adorable & lovely? It will a great gift for your love one. You can hang it in your office, in your car, as the sun-catcher or even as Handbag charm.

Price : RM40 Each Doll
Measurement : 55mm (L) x 20mm (W) x 15mm (D)
Material : Polymer Clay Doll Head, 4mm & 5mm Swarovski Bicones, Rovoli, tiger tail, seed beads, ball chain.
Package includ : Free Gift Box & Free postage.

CONDITION : NEW
DELIVERY METHOD : POS LAJU (FREE)
PAYMENT : MAYBANK / Maybank2u

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The Ox Girl Girl Doll, The Horse Girl Girl Doll, The Rat Girl Girl Doll

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The Dog Girl Girl Doll, The Dragon Girl Girl Doll, The Snake Girl Girl Doll

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The Pig Girl Girl Doll, The Sheep Girl Girl Doll, The Rabbit Girl Girl Doll

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The Tiger Girl Girl Doll, The Monkey Girl Girl Doll, The Rooster Girl Girl Doll

Thank you for Looking and support. For more pictures, please visit my blog at www.silyjewelshop.blogspot.com or email me at sily22@gmail.com if you have any inquiry.

[WTS] Sily Jewel Shop - handmade Jewellery

sily22 — Sun, 11 Jan 2009 16:07:10 +0800

Handmade SWAROVSKI Jewellery for Sell

Looking for handmade jewellery? Looking for something sparkling like Swarovski?

Check out SILY JEWEL SHOP. The online store where you can buy handmade jewellery which are using genuine swarovski beads, cat eyes and etc.
We have bracelet, earring, necklace & handbag accessories for you to choose from. An ideal gift(s) for your love ones and why not for yourself as well.

For more information, please visit my blog at www.silyjewelshop.blogspot.com or email me at sily22@gmail.com

ITEMs to SELL:-

The Valentine Couple HP Strap (RM12 perpair)
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SOLD OUT

The Flower Angel HP Strap (RM8 Each)
[attachmentid=757034] [attachmentid=757057]

The White Butterfly Earring (RM15 perpair)
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Flower Necklace Set (RM30 perset)
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The Unity Necklace Set (RM15 perset)
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Flowery Loop Earring (RM20 perpair)
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Key & Lock Necklace (RM10 Each)
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SOLD OUT

Rain Droplet Necklace (RM25 Each)
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CONDITION : NEW
DELIVERY METHOD : POS EKPRESS {RM2.50 - 3.00 (envelope), RM6(box)}
PAYMENT : MAYBANK / Maybank2u
Promotion: Above RM50, Free postage & free gift.

Thank you for Looking and support

Complaint About AIA insurance

sily22 — Wed, 21 May 2008 16:31:57 +0800

I am very dissatisfied, displeased, disappointed and sad with AIA, the world recognise insurance company. I doubt that we can trust our life with it. I want to share my story with all of you here.

I trully feel cheated by AIA. I bought my life and medical insurance 6 years ago and last month, when I try to use my medical card, I cant use it at all. I feel regret buying AIA.
I would like to advise people here dont buy AIA. AIA seem giving lot of problem to their customer.
I follow all their protocol, fill up the form, the doctor fill up his part 1 month before I admitted to the hospital and AIA reject this surgery and dont want to issue the Guarantee Letter to me.
Luckily I have another insurance (my company insurance) which fully cover my surgery fees therefore only I can proceed with the surgery.

After I have recover, I make the complaint to Bank Negara regarding this case and the explanation I received from AIA is that they say they didnt reject my case is just that I have to pay cash first claim later. They are twisting their word. This is ridiculous. RM7000 is alot. It is not easy for me to take out this huge amount of cash. How many people can take out this cash? Furthermore this is just a minor surgery, what if there are complication and it will cost more? AIA failed to protect in this case. I have lost faith with AIA. I cant believe that AIA can protect us when we admitted to the hospital and in need of help.

Why other company can cover my surgery and my own insurance which I have consistantly paid for the past 6 years failed to do so?
Why issue us with the medical card which suppose to give us direct bill settlement to your hospital and failed to do so where we need to pay cash first and claim later? Not everyone as lucky as I am that have 2 medical card. AIA need to held responsible for this. According to Bank Negara that this kind of case is very common and usually we (the client) will lost. Even if we pay cash first, later also will have problem to claim back. You see...Its look like most of the insurance company try to give us trouble for what we deserve. It look like they are trying to cheat us, protecting themself, give lot of excuse and reason to avoid this. Their term and condition only themself know.
My AIA agent never help anything at all in this case. I call AIA customer service centre many times and none of them can help me solve this matter and they dont let me talk to their manager.

Right now I really stuck here as I still paying this premium. I cant terminate, if i terminate, I will RUGI. But if I continue, I have no confident with AIA and dont believe they will help us.

My conclusion here is, DONT BUY AIA insurance. Especially the MEDICAL insurance. Take my case as example and learn from my mistake.
I want to let everyone know so that in the future, lesser people will get cheated.